Lifelong Protection with Market Upside
IUL with Secure Horizons, offers both flexible, lifelong coverage and a death benefit for your beneficiaries. Cash value grows based on the performance of a stock market index—such as the S&P 500—but with built-in market protection that prevents your cash value from losing money during market downturns.
Indexed Universal Life Insurance
Get covered fast—no medical exams, just simple approval through our trusted insurance partners.
Flexible Life Coverage with Market-Linked Growth
Benefit from market gains without the risk of losses. Meanwhile, the policy provides a guaranteed death benefit to your loved ones, ensuring financial security no matter what. Together, this combination offers growth potential, protection against market risks, and peace of mind for your family’s future. IUL may be a good option for you if:​
You want lifelong life insurance coverage with flexible premiums
You’re looking to grow cash value with protection from market downturns
You want to build a tax-advantaged savings component alongside your death benefit
Permanent Life Insurance
Whole life insurance, sometimes simply called whole life, is a type of life insurance that offers coverage for your entire life and includes a cash value component that you can access while alive through withdrawals or loans.
Infinite Banking Concept
The Infinite Banking Concept (IBC) is a unique way to grow wealth, maintain control over your finances, and build a legacy—all while enjoying the security and guarantees of permanent life insurance.
Why Indexed Universal Life Insurance (IUL) Could Work for You
IUL with Secure Horizons might work well for you if you’re looking for a flexible, long-term financial solution that offers both life insurance protection and the ability to grow your money over time. If you want a strategy that combines security, growth potential, and access to funds, while also protecting your family, an IUL may be worth considering.
Permanent Lifetime Coverage
Permanent lifetime coverage through an IUL offers financial security for your loved ones that lasts for your entire life - all in one flexible financial tool.
Growing Policy Cash Value
Build cash value on a tax-deferred basis that you can access later for major expenses like college tuition or unexpected emergencies. Your cash value grows over time, tied to the performance of a chosen market index.
Predictable Costs and Reliable Payout
The premium you pay and the death benefit your loved ones receive remain fixed for the life of the policy. Level policies provide stable, predictable costs and lasting financial protection that doesn’t change as you age.
Life Coverage with Living Benefits
Access part of your death benefit while you're still living if you're diagnosed with a terminal, chronic, or in some cases, a critical illness. This feature provides valuable financial relief when it’s needed most, helping ease the burden during challenging times.
FAQs
Five Questions To Ask When Considering Index Universal Life Insurance
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